Secure payments through Account Verification

Account Verification is an integrated Visa solution that quickly confirms payment accounts are valid and ready to use, whether they are saved on file or enrolled in recurring payments. 

  • Pre-validate credentials. Help ensure cardholder accounts are active, accurate, and in good standing.
  • Increase payment success. Reduce declines, deter fraud through essential authentication checks, and positively impact approval rates.
  • Build trust. Help prevent incorrect or unauthorized use of cardholder information and strengthen fraud protection.
     

Upgrade customer experiences with simple integration

Discover how Account Verification reduces payment friction so merchants can increase authorizations and deliver a better customer experience

How it works

1. Customer initiates verification

When a customer initiates a transaction, the merchant sends a zero-amount account verification on their payment account.

2. Verification request is sent for validation

The verification request quickly passes from the merchant’s bank (the acquirer) to Visa and the customer’s bank (the issuer), who validates it.

3. Respond and store

The issuer response is sent back to the merchant, who can then store the validated credential or customer account for future use.

Let’s talk payments

Reach out to us to learn how Visa Account Verification can make payment experiences more seamless.